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Why Zakat ( obligatory charity) on Hoardings?

Accumulation and hoarding of wealth as mentioned in the following verses of Quran is the severest crime in Islam.

[3:180] let not those who withhold and hoard GOD's provisions think that this is good for them; it is bad for them. For they will carry their hoarding around their necks on the Day of Resurrection. GOD is the ultimate inheritor of the heavens and the earth. GOD is fully cognizant of everything you do.

[4:37] The ones who are stingy, exhort the people to be stingy, and conceal what GOD has bestowed upon them from His bounties. We have prepared for the disbelievers a shameful retribution.

[9:34]. Those who hoard the gold and silver, and do not spend them in the cause of GOD, promise them a painful retribution.

[9:35] The day will come when their gold and silver will be heated in the fire of Hell, then used to burn their foreheads, their sides, and their backs: "This is what you hoarded for yourselves, so taste what you have hoarded."

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What kind of Riba is prohibited ?

The question is which kind of Riba is prohibited?

The word Riba in Arabic literally means increase, gain or profit on money loaned.

No where in Quran Riba is prohibited.

The word used in Quran is Al-Riba (2:275). This is a proper noun pointing out to something not just riba. The question is which form of riba is then partcularized as Al-riba.

If Quran is to be read with reference to the context then we must find out as to what are the circumstance under which increase, gain or profit on money loaned is prohibited?

To find out the context of Al-Riba Let us examine a couple of verses before and after the occurance of world Al-Riba in verse 2:275.

Reading verse 2:272 to 2:280 we find that the issue discussed in these verses is, helping the poor deserving charity.

What precisely is written in Quran

what precisely is written in Quran.
Quran presents
A living and Lasting God (2:256)
The Lord of all creation (1:2)
He Gracious, the Merciful (1:3)
The Almighty (29:43)
All-hearing, all-knowing (5:77)
The Wise (34:2)
The Forgiving (34:3)
The Bountiful (27:41)
The Loving (11:91)
The Creator, the Maker (59:25)
The high, the Great (2:256)
The Holy (10:69)
The Lord of all praise, Owner of all glory (31:13)
The One, the Supreme (39:5)
Who is free from all wants (64:7)?
Begets none and is begotten by no one, and
has none as His equal (112:4-5)
Who guides men 10:36, 33:5)?
Hear prayers (2:187)
Speaks to such of them as fulfil His covenant (3:77& 42:52)
Punishes the transgressors (48:18)
Reward those who do good (6:84)
Love those who do good (2:196)
He has created all men from the same stock (4:2)
He has divided them into different groups so that they may know one another, and that
the best among them is he who best perform his duty (49:14)

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